It is hard to stay ahead of your dental health when every visit comes along with the price tag that your pockets can’t afford. Tooth pain, broken teeth or a swollen gum often goes untreated, not because we don’t care, but because we can’t afford it. This is especially true for seniors, low-income families, or anyone without private insurance.
If you’re looking for a CDCP dentist near you, you’re probably hoping to find help that doesn’t break your budget. The Canadian Dental Care Plan (CDCP) was created for this exact reason. With the right dental team, getting care under this plan is now easier than ever.
What Is the CDCP?
The Canadian Dental Care Plan (CDCP) is a national program that helps Canadians get dental care when they don’t have private insurance. It’s run by the government and helps those with lower incomes get important treatments like checkups, cleanings, fillings, and more.
Rusholme Family Dentistry proudly supports patients under the CDCP, helping them get the care they need without the stress of high bills.
CDCP Coverage and Income Guidelines
Who Can Use the CDCP?
To qualify for CDCP, you must:
- Live in Canada
- Not have any private dental insurance
- Have an adjusted family income of less than $90,000 a year
Income and Co-Payment Breakdown
| Adjusted Family Income | What You Pay (Co-Payment) |
|---|---|
| Under $70,000 | $0 (Fully covered) |
| $70,000–$79,999 | 40% of the treatment cost |
| $80,000–$89,999 | 60% of the treatment cost |
This means the lower your income, the more help you get. If you qualify, you’ll receive a welcome letter, and your information will be sent to Sun Life, who manages the billing.
What Dental Services Are Covered By CDCP?
Under CDCP coverage, the plan includes basic and preventive dental care such as:
- Dental exams and cleanings
- X-rays
- Fillings
- Tooth removals (extractions)
- Root canals (in some cases)
- Dentures and partials
- Periodontal care (for gum issues)
Not every treatment is fully covered, and some may need approval before starting. That’s why it’s helpful to have a dental team that understands how the plan works.
Why Choose Rusholme Family Dentistry?
Understanding the CDCP can feel confusing, but not when you have a team that guides you step by step. At Rusholme Family Dentistry, patients are supported from the moment they call to book a visit. Here’s how they help:
- Explain what’s covered clearly
- Check what co-pay applies to you
- Offer direct billing through Sun Life
- Schedule treatments around your needs
- Make sure you never feel rushed or pressured
If you’re searching for affordable dental care in Toronto, finding a clinic that works with CDCP is the best place to start.
What If You’re a Senior?
Accessing dental care for seniors in Toronto has always been a challenge. Many seniors live on a fixed income and have gone without dental visits for years. With the CDCP, seniors aged 65 and up can now qualify and start getting the dental help they’ve been putting off. Whether it’s for new dentures, gum care, or regular checkups, Rusholme Family Dentistry works with eligible seniors to get the services they deserve.
Is CDCP Enough?
While the government dental plan in Canada is a big help, there are still limits. Some services may not be included. Others may only be partly covered. That’s why it’s important to check your eligibility, understand your coverage, and work with a dental team that will be honest and supportive through every step.
When you work with a trusted clinic, using your benefits becomes simple. Patients feel more confident booking care because they know what to expect, no surprise bills, no confusion, and no skipped visits due to cost.
Don’t Wait on Your Dental Health
Toothaches, infections, and untreated dental problems can lead to bigger health issues. If you’ve been avoiding care due to money, now is the time to see what the CDCP can offer.
Act Now. Delaying Treatment Costs More Later.
Book With a CDCP Provider That Cares. Take the first step and schedule a visit with Rusholme Family Dentistry. Our team is ready to guide you through the CDCP and help you get the care you need, affordably and with full support.