We Provide Canadian Dental Care Plan for Patients in Little Italy, Toronto
One of the best signs of overall good health is a healthy, shiny smile, but quality dental care has been an unaffordable luxury for far too many Canadians. The Canadian Dental Care Plan (CDCP) makes vital dental care affordable for all those eligible and for families.
Whether you’re exploring options for CDCP for seniors or looking for a Canadian dental care plan in Little Italy, we have explained everything you need to know about how the CDCP works and how Rusholme Family Dentistry can help.
What Is the Canada Dental Program?
The Canadian Dental Treatment Plan (CDCP) is a federal government initiative designed to minimize financial obstacles to oral health treatment for Canadians who do not have a dental plan.
The Canadian Dental program provides a dental care subsidy to Canadian individuals without dental benefits and with an adjusted household income of less than $90,000 per year.
What Are the Eligibility Criteria for CDCP?
You must meet all four of the eligibility criteria as follows:
- You are eligible if you do not have any active dental insurance coverage.
- Your family’s adjusted net income cannot exceed $90,000. Adjustments and deductions are included in adjusted income.
- You’re a Canadian resident for tax purposes.
- To determine your family’s income for the previous year, you and your spouse or common-law partner (if applicable) must have submitted your tax returns in Canada.
A CDCP benefit for necessary dental care is guaranteed if all of the aforementioned requirements are met.
How to Apply for the CDCP
All eligible Canadians can apply for CDCP coverage by following the below steps:
- Check eligibility: You must lack workplace or private dental coverage and meet income guidelines.
- Gather documents: Have your Social Insurance Number (SIN), income details, and proof of residency ready.
- Apply online: Visit the official CDCP portal or contact Rusholme Family Dentistry for guidance.
What Services Are Covered?
The CDCP includes a range of dental services, with a focus on preventive care and essential treatments. Covered services include:
- Preventive care: Exams, cleanings, fluoride applications, and sealants
- Diagnostic services: Oral exams and X-rays
- Basic restorative care: Fillings and straightforward tooth extractions
- Endodontic and periodontal care: Root canals and treatment for gum disease
- Oral surgery: Tooth extractions and other required surgical procedures
- Prosthodontic care: Certain types of removable dentures
Excluded Services
Although the CDCP offers coverage for many dental treatments, certain services are excluded, including:
- Cosmetic procedures like teeth whitening and veneers
- Dental implants
- Certain specialized surgical procedures
It’s important for patients to check with their dental provider to confirm if a specific treatment is covered before proceeding.
How much does the CDCP Cover?
The CDCP program will cover a portion of eligible expenses determined based on the net income of your family.
| Adjusted family net income | CDCP Coverage | Your Contribution |
|---|---|---|
| Lower than $70,000 | 100% | 0% |
| Between $70,000 and $79,999 | 60% | 40% |
| Between $80,000 and $89,999 | 40% | 60% |
Why Choose the CDCP for Seniors?
The Canadian Dental Care Plan (CDCP) is an excellent option for seniors who need affordable, essential dental care or do not have any dental insurance for seniors. As we age, oral health issues like tooth decay, gum disease, and tooth loss become more common.
The CDCP helps cover services such as exams, cleanings, X-rays, fillings, extractions, and dentures, reducing out-of-pocket expenses.
For seniors living on fixed incomes, this plan offers financial relief, especially since coverage is based on household income. It also helps prevent serious health complications linked to poor oral hygiene, such as infections and worsening of chronic conditions.
The plan supports denture care, which is vital for comfortable eating and speaking. By covering both preventive and urgent treatments, CDCP allows seniors to maintain a better quality of life, independence, and confidence.
In short, the CDCP helps seniors stay healthier, save money, and enjoy peace of mind when it comes to dental care.
Why Choose Rusholme Family Dentistry?
- Caring and Skilled Team: Our experienced dental professionals are dedicated to providing gentle, personalized care tailored to your needs.
- Direct Billing for CDCP: We offer direct billing for CDCP-covered treatments, so you don’t have to worry about the paperwork.
- All-in-One Dental Care: From cleanings to fillings and more, we provide a full range of dental services in one convenient location.
- Flexible Scheduling: We offer appointment times that work with your schedule to make visits easy and stress-free.
Book Your Visit at Rusholme Family Dentistry!
If you are looking for a clinic that offers a Canadian dental care plan in Little Italy, then our team at Rusholme Family Dentistry is here to provide the help you need. Our friendly team is ready to welcome you and help you maintain a healthy smile.
Contact us today or book your appointment online. Let Rusholme Family Dentistry support your oral health with CDCP coverage!